Operating Lease

An Operating Lease is a flexible way of enjoying the benefit of an asset without purchasing it outright.

Low rentals are achieved by basing them on a percentage of the initial capital cost of the asset. The finance company bears the risk of recovering the rest from resale of the asset at the end of the agreement.


  • You have full use of the asset without buying it outright
  • Rentals can typically be offset against profit before tax
  • If you are registered for VAT, you can normally reclaim VAT on the rentals
  • Rentals are considerably reduced as they are based on a percentage of the original capital cost
  • Rentals can be arranged to mirror customer’s cash flow
  • End of term flexibility – the opportunity exists to re-rent the asset for a further term or you simply return the asset
  • Flexible rental terms from 2 years upwards. Rental periods can be matched to the planned use of the equipment
  • This form of funding can be classified as “off-balance sheet” funding subject to conditions approval.

Some Assets We Fund

  • Forklift

    Forklift Leasing & Finance

  • Automotive Technologies

    Automotive Technologies

  • Optical Equipment

    Optical Equipment

  • HGV Trucks & Trailers

    HGV Trucks & Trailers